£30,000 after tax in 2026/27: your take-home pay
£30,000 is close to a typical full-time salary for many jobs in the UK, and one of the most searched pay figures. Here is what it's worth after tax in 2026/27.
On a £30,000 salary you take home £25,120 a year, which is £2,093 a month or £483 a week.
Your take-home pay at a glance
| A year | A month | A week | |
|---|---|---|---|
| Gross salary | £30,000 | £2,500 | £577 |
| Income tax | £3,486 | £290 | £67 |
| National Insurance | £1,394 | £116 | £27 |
| Take-home pay | £25,120 | £2,093 | £483 |
How the £30,000 is taxed
You pay no tax on the first £12,570. The next £17,430 is taxed at 20%, giving £3,486 of income tax. National Insurance is 8% of the same £17,430, so £1,394.
That means roughly £1 in every £6 of your salary goes in deductions, and you keep about 84%. On 37.5 hours a week, £30,000 is about £15.38 an hour.
What a pay rise is worth from here
Every extra £1,000 you earn at this level adds about £720 to your take-home pay a year, or £60 a month. You keep 72p in every extra pound until you reach £50,270, when the higher rate begins.
If you pay into a pension
Most employees are auto-enrolled into a workplace pension. If you put in 5% of your salary (£1,500 a year) through salary sacrifice, your take-home pay falls by only £1,080, not the full £1,500, because you stop paying tax and National Insurance on the amount you sacrifice. If your scheme takes the money from your pay after National Insurance instead, the saving is a little smaller. Your payslip will say which method your employer uses.
If you have a student loan
Student loan repayments come off on top of tax and National Insurance, at 9% of whatever you earn above your plan's threshold (6% for postgraduate loans).
| Plan | Threshold | Repayment a year | A month |
|---|---|---|---|
| Plan 1 | £26,900 | £279 | £23 |
| Plan 2 | £29,385 | £55 | £5 |
| Plan 4 | £33,795 | £0 | £0 |
| Plan 5 | £25,000 | £450 | £38 |
| Postgraduate | £21,000 | £540 | £45 |
Not sure which plan you're on? Our student loan repayments guide explains how to tell.
Check your own figures
These figures assume England, Wales or Northern Ireland, the standard 1257L tax code and no other income. Scotland has its own income tax bands, so the numbers there are different. Put in your exact salary, pension and student loan plan in the take-home pay calculator to see your own breakdown, or compare other salaries in our salary after tax table.